Coverages
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World Wide offers a program customized for the
specific needs of the staffing services industry. The policies listed below are
described on the accompanying pages.

Commercial Umbrella Liability/Excess Liability
Employee Benefits Liability
Employment Related Practices
Errors & Omissions
(Temporary Help Service & Direct Hire/Personnel Consultant Firms)
Employee Dishonesty (Including Third Party Coverage)
General Liability
Hired and Non-Owned Auto
Personal Injury / Advertising Injury Liability
Property Coverage
Sexual Misconduct
Stop Gap Coverage
Workers Compensation

Commercial Umbrella Liability / Excess Liability

Commercial Umbrella coverage extends the liability limits of your primary
Policies, including General, Automobile and Employers Liability.
Our Umbrella policy has turned the unique capacity of extending your
Errors & Omissions as well.

Available on: Commercial Umbrella Policy

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Employee Benefits Liability

Coverage designed to protect you from claims or damages resulting from the
administration of your employee benefits program.

Available on: Staffing Services Liability (SSL), Alternative Staffing Liability (ASL),
Office Package Policy (OP)

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Employment Related Practices Liability

Coverage designed to protect the staffing firm against claims brought by an
applicant or employee for allegations including but not limited to discrimination,
sexual harassment and wrongful termination.

Also a broader stand-alone Employment Related Practices Policy is available.

Please contact us for specifics - 800-245-9653

Available on: Staffing Services Liability (SSL)

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Errors & Omissions (Temporary Help Service & Direct Hire/Personnel Consultant Firms)

Designed to protect the Staffing firm when the actions of an employee cause financial loss to others.

Available on: Staffing Services Liability (SSL), Temporary Help Service E&O

Direct Hire/ Personnel Consultants E&O

Coverage for wrongful acts of the Insured and in-house staff while performing
placement services for others for a fee.

Available on: Direct Hire / Personnel Consultants E&O, Staffing Services Liability (SSL)

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Employee Dishonesty (Including Third Party Coverage)

Coverage designed for the insured, as well as their client, in the event of
theft/dishonest acts on the part of an employee of a staffing firm.

Available on: Fidelity Bond

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General Liability

Coverage designed to protect the staffing firm for legal actions alleging bodily
injury/property damage. For the temporary staffing firm, our policy extends coverage
for the great potential risk of negligence and damage caused by the employee
while on assignment (care, custody and control).

Available on: Staffing Services Liability (SSL), Alternative Staffing Liability (ASL),
Office Package Policy (OP)

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Staffing Service firms face a unique liability exposure resulting from auto accidents
caused by their employees while on the job. Employees who cause injury or damage
with their own or your clients’ vehicles present a significant financial risk to your
company. This is particularly true if personal auto insurance is inadequate, exhausted
or non-existent. Coverage is available on a limited basis subject to underwriting criteria.

Available on: Staffing Services Liability (SSL), Alternative Staffing Liability (ASL)

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Advertising Injury is coverage afforded to protect you in the instance that your advertising
causes damage to others.

Available on: Staffing Services Liability (SSL), Alternative Staffing Liability (ASL),
Office Package Policy (OP)

Personal Injury is coverage afforded in the event you are accused of libel, slander
or wrongful imprisonment during the conduct of your business.

Available on: Staffing Services Liability (SSL), Alternative Staffing Liability (ASL),
Temporary Help Service E&O, Direct Hire/Personnel Consultants E&O, Office Package Policy (OP)

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Property Coverage

Coverage designed to protect the staffing firms' investment in office furnishings,
equipment including computers and lost income due to theft or destruction of that property.

Available on: Property Policy, Office Package Policy (OP)

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Sexual Misconduct

Coverage for bodily injury of sexual nature committed by an employee against others.

Available on: Staffing Services Liability (SSL)

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Stop Gap Coverage

Employers liability for bodily injury arising out of and in the course of the insured
employee's employment by the staffing firm. Coverage applies in those states where
workers compensation must be purchased from the state.

Available on: Staffing Services Liability (SSL), Alternative Staffing Liability (ASL),
Office Package Policy (OP)

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Workers Compensation

Coverage required in most states to pay for injuries sustained by employees
during the course of their employment.

Available on: Workers Compensation Policy (WC)